Managing different loans and credit payments every month can get stressful, especially if you’re already juggling store accounts, credit cards, and personal loans. I know what it’s like when you’d prefer to just deal with one payment instead of several due dates and amounts. If you’re searching for ways to simplify your debt and maybe … Read more
Understanding small business tax in South Africa is essential for keeping costs down and staying compliant with SARS. Many entrepreneurs miss out on valuable tax incentives simply because they don’t know which system applies to them or how the qualification rules work. Choosing the right tax structure, whether Turnover Tax or Small Business Corporation (SBC) … Read more
Personal loans can help you cover unexpected expenses or secure opportunities, even if your credit history isn’t perfect. Getting a personal loan with bad credit isn’t impossible. With some preparation and the right approach, your chances can improve. Here are some tips and strategies I have acquired based on previous applications on behalf of my … Read more
Being self-employed in South Africa often means balancing independence with the challenge of unpredictable income. For many, personal loans help smooth out cash flow, cover surprise expenses, or even fuel business growth. If you’re working for yourself or freelancing, you’ll probably have a different experience when applying for a personal loan than those with full-time … Read more
Personal loans are one of the most widely used financing options in South Africa, helping people cover everything from emergency expenses to planned projects like home upgrades, school fees, or debt consolidation. Whether you need fast access to cash or a structured way to manage high costs, understanding how these loans work can save you … Read more
Applying for a personal loan in South Africa can be stressful, especially if it’s your first time. I recall the first time I applied for a personal loan, it seemed like a maze of forms and paperwork! Knowing what to put together beforehand can make everything run much smoothly. This practical guide explains the documents … Read more
Access to business loans in South Africa remains one of the biggest hurdles facing SMMEs. Despite their critical role in job creation and economic growth, many business owners still struggle to secure funding that satisfies their needs. Based on insights from the 2025 South African MSME Access to Finance Report by Finfind and African Bank, … Read more
In the bustling ecosystem of South African startups, government funding plays a pivotal role in helping small businesses get off the ground. This funding is designed to empower aspiring entrepreneurs, offering them a financial boost that can make the difference between an idea staying on paper and becoming a reality. It’s crucial to understand the … Read more
A business loan can be a practical way for South African entrepreneurs to manage growth, steer through day-to-day expenses, or stabilize their operations. Whether I’m looking to expand a shop, buy equipment, or manage cash flow, access to outside funding often shapes whether those plans can move forward. Taking out a loan is a major … Read more
Getting a business loan in South Africa can really help you grow your company, buy needed equipment, or cover short-term expenses. Before applying, ensure you comply with certain eligibility criteria set by banks and other lenders. These requirements are in place to help lenders understand the risk associated with lending to your business. I’m going … Read more